August 15, 2019
When it comes to budgeting, do not be afraid! The only thing that should scare you is the amount you spend on Uber Eats each month. Don’t get me wrong, life happens, but that shouldn’t stop you from being as prepared as possible. We use a couple iPhone/Android apps in combination with Excel to get our budgets in order. Reach out to us and we will email the spreadsheet to anyone that is interested (free of charge). Continue Reading
July 19, 2019
Ahhhh, you open the mail and see an offer for a new credit card to your favorite store with a “deferred interest” promotion tag and you jump on it. Truly a blessing if you have decent credit and qualify for the perk! Imagine buying that slick pair of Yeezy’s with the iridescent look, and paying no interest for 6 months on the sticker price!
Well as the saying goes, “everything that glitters ain’t Gold.” Deferred interest means that the interest on your purchases is still being calculated in full, just hidden from you. If you don’t pay off the FULL balance in 6 months, the back dated interest in full will be charged to your account. Continue Reading